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Golden Handcuffs: How Executive Benefits Help Business Owners Retain and Attract Top Talent
People - not products or profits - are often the most significant drivers of a company’s long-term success, making top talent one of its...
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1 day ago2 min read


The One Big Beautiful Bill: What It Means for High-Income Investors, Pre‑Retirees, Retirees & Business Owners
On July 4, 2025, President Trump signed into law the One Big Beautiful Bill Act . This expansive legislation encompasses tax reform,...
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Jul 102 min read


Insurance as an Asset: A Smart Strategy for High-Net-Worth Individuals
For affluent individuals focused on preserving wealth across generations, insurance is more than just a safety net—it’s a strategic...
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Jun 132 min read


Whole Life Insurance: A Strategic Tool for Wealth Protection and Legacy Planning
Whole life insurance is more than just a safety net—it’s a versatile financial tool that offers stability, liquidity, and long-term...
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May 162 min read


Why Life Insurance Still Matters — Especially Now
At DPH Financial Services, we believe that proper wealth management goes beyond investments—it’s about preserving legacy, managing risk,...
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Apr 222 min read


Protecting Your Income: High Limit Disability Insurance for Business Owners, High-Income Earners, and Athletes
Your Greatest Asset: The Ability to Earn For business owners, high-income professionals, and athletes, financial success is often built...
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Mar 143 min read


Maximize Tax Savings with a Cash Balance Defined Benefit Plan
As tax season approaches, high-income earners, business owners, and professionals seek ways to reduce their taxable income while...
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Feb 192 min read


ESOPs and Business Success: A Key to Long-Term Prosperity
In the intricate world of business ownership, one topic continues to gain traction for its financial and cultural benefits: Employee...
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Jan 212 min read


Navigating the Post-Election Economic Landscape: Key Insights for Retirees and Business Owners
The 2024 presidential election marked a turning point in U.S. politics and policy. With Donald Trump projected as the next President and...
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Dec 10, 20243 min read


Navigating the Impending Estate Tax “Sunset” and What It Means for Wealthy Families
The approaching expiration, or “sunset,” of the Tax Cuts and Jobs Act (TCJA) has captured the attention of many high-net-worth...
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Nov 7, 20243 min read


Insurance as an Asset Class: A Strategic Tool for Wealth Management
When people think of financial assets, they often picture stocks, bonds, real estate, or perhaps more alternative investments like...
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Oct 22, 20245 min read


Premium Finance: A Smart Strategy Even in a High-Interest Rate Environment
September is Life Insurance Awareness Month, a time to highlight the importance of life insurance as a vital part of financial planning....
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Sep 9, 20243 min read


Understanding Pension Plans: The Role of Life Insurance and Cash Balance Plans
Pension plans can be pivotal in ensuring financial stability when planning for a secure retirement. Among the various types of pension...
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Aug 7, 20243 min read


Navigating the Connelly Decision: Buy-Sell Agreements Funded with Life Insurance
In business succession planning, buy-sell agreements funded with life insurance have long been a cornerstone strategy. These agreements...
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Jul 9, 20244 min read


Securing Your Business Future with Buy-Sell, Key Man, and Golden Handcuff Strategies
As a successful business owner or pre-retiree, your hard work and strategic decisions have built your enterprise into what it is today....
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Jun 18, 20243 min read


Navigating IRA Inheritance Under the CARES Act 2.0: Implications for Non-Spousal Beneficiaries
The CARES Act 2.0 significantly changes the rules governing the inheritance of Individual Retirement Accounts (IRAs) by non-spousal...
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May 9, 20242 min read


Financial Literacy Month: Navigating Coverage Limits and Ensuring Adequate Insurance
April marks Financial Literacy Month, a critical time to focus on the bedrock of your financial well-being. For affluent pre-retirees,...
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Apr 17, 20243 min read


Unlocking Retirement Potential: The Power of Defined Benefit Cash Value Plans
When it comes to retirement planning, affluent pre-retirees and business owners face unique challenges and opportunities. Balancing the...
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Mar 4, 20243 min read


Maximizing Your Legacy: Navigating Estate Tax Exemption Changes in 2025
Preparing for the future is more than just a financial exercise; it's about securing your legacy and ensuring your hard-earned wealth is...
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Jan 31, 20242 min read


Maximizing Retirement Benefits: A Business Owner's Guide to Defined Benefit Pension Plans and Succession Planning
In retirement planning and business succession, defined benefit pension plans are pivotal tools for securing your financial future and...
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Jan 1, 20242 min read
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